Powerful Intelligent Automated Valuation Model (iAVM) technology streamlines collateral valuations. Used as a due diligence tool, iAVM provides instant insight into changing property values. When iAVM is combined with the Intelligent Market Volatility Index (iMVI) risk detection technology, the duo provide rigorous due diligence for even greater protection.

Fast, accurate valuations with rich intelligence

iAVM leverages tax assessor, Geo-Spatial-Driven, demographic, social and economic plus private data to interpret market conditions and values for 77 million US homes. Its innovative technology systematically improves accuracy through four separate cascading valuation methodologies that produce independent valuations and quantifiable confidence scores.

iAVM is flexible to your business challenges offering unlimited customization to integrate seamlessly with your unique business rules and tolerances.

A new category of loss mitigation with risk scores to the loan level

iMVI is a new category of risk detection technology leveraging sophisticated segmentation methodologies and advanced analyses. Risk scores are based upon an iSegment rather than a County and MSA, as is typical in the industry, to more accurately reflect the unique market conditions that exist within the multiple unique neighborhoods within every County.

Typical Applications

IntelliReal partners with Integrated Asset Services™ and other organizations to deliver a suite of financial services products. Some typical applications of our products include:

• Loan Origination: IntelliReal technology speeds the origination process with iAVM valuations that are statistically more accurate that many leading AVM providers.
• Loan Servicing: IntelliReal delivers technology that can help financial institutions proactively mitigate risk by routinely monitoring and escalating loans that exceed tolerance levels, in some cases well before the loan may become delinquent.
• Loss Mitigation: iMVI is a new category of risk detection delivering risk scores down to the loan level. Risk scores are based upon neighborhood rather than County or MSA to more accurately reflects the unique market conditions that exist within the many unique neighborhoods that exist within a single county.
• Loan Pool Analysis: iMVI may be configured to monitor and analyze loan pools routinely for both performance and as a proactive loss mitigation measure supporting established escalation policies.

Typical Clients

• Hedge Funds
• Insurance Companies
• Capital Markets
• Lenders

Technology Features

• Custom User Profile: Clients may save and load their unique valuation preferences, criteria and weighting-system based upon their specific experiences, requirements, risk tolerance, etc. IntelliReal integrates these user-driven valuation criteria and melds this input with IntelliReal's core valuation logic — improving the overall "fit" to each unique technology application.
• User Portal: Through the User Portal a user can analyze, explore and audit every valuation. This intuitive portal allows for a broad range of discovery — providing a means to deliver an Appraiser-Assisted AVM. Every valuation is given a unique identification key for extensive drill-down. The user may view the properties used (or not used) as comparables, examine the weighting criteria used, see how the value compares with the neighborhood, analyze current and historical sales data, and more. After reviewing a valuation, the user may modify the various property attributes as necessary to fine-tune a given valuation.
• Complete Audit Trail: Every record is assigned a unique identification key with an audit trail containing a digitally-sealed record — allowing insight into all material actions and influencing criteria.
• Geo-Spatial-Driven: As part of IntelliReal's data cleansing address perfection process, each subject property and every property within the database is given precise latitude/longitude coordinates. Through a proprietary algorithm, a property is precisely located within feet of its global location. Geo-coding yields a number of benefits in terms of accurate valuations (e.g., pinpointing the best comparables), and allows IntelliReal's output to integrate with Google Maps.
• Mapped Output & Integrated Photos: IntelliReal can place the subject property and all comparable properties on a Google Map showing streets and other landmarks for quick visual assessment. The user may click on a visual pushpin representing the subject property on the map and explore details on each comparable property used as well as any excluded comparable properties. A photo of the subject and comparable properties is included in IntelliReal's automated valuation output.